The use of Uber and Lyft services (along with other rideshare vehicles) is growing in Texas. However, each time you use these services, you are putting your safety and life in someone else’s hands. Unfortunately, not all rideshare companies use sufficient screening for drivers.
If you are involved in an accident using a rideshare service, it can be difficult to figure out who is at fault and who should be responsible for covering your lost wages and medical bills. At Burkett Law Firm, our legal team can help with your accident and injuries and ensure the responsible party is brought to justice. We will also work to help you recover the compensation you deserve.
Who Is Responsible for a Texas Rideshare Accident?
If you have ordered a rideshare vehicle and the driver of the vehicle causes a collision, then the rideshare company the driver works for will likely be considered responsible for your damages and injuries. When a driver is online and logged into the rideshare platform, the third-party liability coverage insurance provided by the company is in use. What this means is that the corporate liability policy will be required to cover your medical costs, pain, and suffering, and lost wages.
Uber’s Insurance Coverage
According to Uber’s insurance policy, a driver who is online but not yet matched with a passenger is covered by the company’s liability insurance policy.
The coverage changes, though, when the driver has matched with a passenger. Our legal team will help you fight to receive financial recovery to pay for the losses you incur.
Lyft’s Insurance Coverage
The insurance policy used by Lyft varies. It also depends on if the driver has a passenger.
Damages That You Can Potentially Recover After Texas Rideshare Accident
Based on if you file a lawsuit or claim, you may be able to recover from several different losses after being involved in a Texas rideshare accident. These include:
Some of the medical expenses you can have covered by filing a personal injury claim against the at-fault party in a rideshare accident include:
- Ambulance services
- Emergency room care
- Doctor’s appointments
- Transportation to and from related doctor’s appointments
- Ongoing medical costs like rehabilitative therapy
- Modifications to your home or vehicle to help you deal with the injuries
Our legal team can calculate your losses to help ensure you recover compensation for current and future medical costs. We know how difficult it can be to overcome serious injuries without financial support. Our team will ensure you aren’t left having to handle medical costs relating to an accident caused by someone else alone.
If you suffer injuries that keep you from working, it may be possible to recover lost wages. If you can’t return to work at all or are unable to earn the amount of income you did in the past, you may qualify to receive reduced earning capacity benefits.
Our legal team will look at other types of career losses you may incur, too, such as benefits, sick leave pays, and pensions, to make sure you get the compensation you deserve.
If you decide to file a personal injury lawsuit against the driver for the rideshare company, you may be able to recover compensation for your pain and suffering. This includes things like emotional turmoil, physical pain, and related issues to the injuries. It’s also possible to recover compensation for any lost quality of life you have suffered.
Our team will use several methods to determine the amount of non-economic damages you deserve for your rideshare accident and injuries.
How Does Texas Law Impact Your Rideshare Accident Claim?
There are laws in Texas for rideshare companies. They are required to maintain set limits of insurance coverage for all drivers. Our attorneys can help you better understand what these coverages are.
FAQs for Texas Rideshare Accidents
What are the most common causes of rideshare accidents in Texas?
Rideshare accidents can occur for the same reason that other traffic accidents occur. Some of the most common causes include:
- Not following traffic laws
- Texting while driving
- Driving while under the influence of drugs or alcohol
- Fatigued driving
- Not driving defensively
There are many other factors that may cause a rideshare accident, as well.
How long do you have to file a rideshare accident claim?
In Texas, there is a two-year statute of limitations for auto accident claims. If you wait longer than this, it will impact your ability to recover compensation.
What should you do after being involved in a Texas rideshare accident?
After a rideshare accident, take photos of the accident scene, which can be used as evidence down the road. You should include the plate numbers of everyone involved in the accident, damage that occurred, visible injuries, and how the vehicles were arranged. Also, be sure to file a police report so that you have an official record of your accident. You should also hire a rideshare accident attorney who has experience representing these types of cases for assistance.
Contact Our Legal Team for Help
Even though the insurance coverage policies provided by Uber and Lyft may seem comprehensive, they are often more complex when you file a claim. At Burkett Law Firm, we can help you file your claim and fight to receive a financial recovery. This will ensure you have your property damage, medical bills, and other related losses covered after a rideshare accident.
We will investigate the case and gather evidence to prove who was at fault and who is responsible for paying your losses. With our legal services, you can feel confident that you have a legal team fighting for your rights and working to ensure you get the maximum compensation possible for your case.