The knowledge and relief that a car accident was not fatal or resulted in injuries is usually the initial thing you experience after such car accidents occur. The concerns about money don’t arise till after that. How much will the repairs to your automobile cost? When your automobile is being fixed, will you be able to travel to work? If so, how much will it cost you to use alternate modes of transportation, such ride-sharing services or a rental vehicle? Do you have the cash on hand to cover what your car insurance’s deductible is? How might the accident affect the cost of your auto insurance? How much time and money will it take if you have to go to court? Depending on the specifics of the event, you may have several options for how to pay for property damage.
The auto accident attorneys at Burkett Law Firm can assist you in making the right decision. In the meantime, let’s take a look at your options when it comes to property damage after an accident.
What Would Be Defined as “Property Damage” After a Car Collision or Accident?
Property damage includes any harm caused by an automobile accident. Although the damage to your car is the majority of property damage, you should also check to determine whether any of your personal belongings were harmed in the collision. A GPS unit, a phone, an expensive dashboard camera, or anything inside the vehicle that was damaged or destroyed may fall under this category.
You are entitled to compensation for that damage if you can show the worth of these objects and that they were harmed in the accident. The veterinarian expenditures for a pet injured in a vehicle accident would theoretically be submitted under property damage rather than a bodily injury claim, as they would be for people. A personal injury attorney would be able to better break down what would qualify as property damage by looking at your unique case.
What Are My Options?
Your best bet would be to file a property damage claim. In Texas, a claim for property damage is distinct from any claim you might have for injuries you suffered in an automobile accident. This is really a pretty smart move since it allows you to pay for the damage to your car even as you continue to receive medical attention for your injuries. The first step in a property damage claim will be an evaluation to establish whether or not your automobile can be restored. You should start investigating the automobile’s potential worth as soon as you can if your car has received significant damage. This involves researching the worth of the automobile online.
You should also be aware of the vehicle’s payback value if you have a car loan that is the source of your debt. To put it another way, you need to know how much you still owe on the car. In the event that your automobile cannot be fixed, you will require this sum of money.
If someone else caused the accident, they are liable for paying for the damage to your automobile along with their insurance. Having said that, you should also check your own auto insurance to see your own potential coverage when you are in a car accident that wasn’t your fault. This is due to the possibility that you are eligible for additional advantages, such as gap insurance or more advantageous rental insurance. Instead of dealing with the at-fault driver’s insurance directly, it is sometimes simpler to negotiate with your own auto insurance and have them charge the at-fault driver.
How Do I File a Property Damage Claim?
Making sure you obtain care if you are wounded is one of the most crucial things you can do to support your claim and protect your rights. The second thing you must do is inform both your own insurance provider and the insurance provider of the motorist who caused the accident. Both of those insurance providers must provide you with the claim number to use when you phone back, as well as the name of the adjuster who will be handling your claim.
It’s crucial that you have access to that knowledge. You might not know such information immediately following the accident. You may find out the details of the at-fault driver’s insurance coverage by requesting the police report. The best course of action is usually to speak with a lawyer, who will be able to guide you through the precise procedures in your case concerning the property claim for the automobile, any other property damage in the car, and your injuries. An injury lawyer or accident attorney can also help you through the filing process if it becomes too complicated.
Find a Personal Injury Lawyer in Corpus Christi That Can Help You Access Your Property Damage Options
Personal injury claims fall within a very broad category. It might be challenging to know where to begin if the time comes for you to pursue a case that fits into this category. However, you are not required to weigh your legal choices by yourself.
Our Texas personal injury lawyers are obligated to uphold a high bar of performance. We can assist you in navigating the complicated legal issues that result from a personal injury accident. Additionally, we can support you in your battle for the monetary compensation that will make the path to recovery easier. Over the past ten years, the list of Burkett Law Firm’s thousands of pleased customers has been expanding. We can provide first-hand trial expertise to your case thanks to our experience. Our ability to handle claims involving a variety of incidents is made possible by the diversity of our legal practice.
Call 361-223-6862 to schedule a free legal consultation with a personal injury attorney servicing Corpus Christi. During your initial case consultation, we may go into further detail about the services that you will have access to. Our Corpus Christi personal injury lawyers may then tailor their services to your needs and give your claim for compensation first priority.